When most people think of luxury cars, they picture six-figure price tags, high maintenance costs, and a lifestyle far out of reach. What they don’t realize is that luxury cars don’t hold value the same way reliable economy cars do.
Ten years down the line, many of these once “status symbol” machines can be had for the cost of a used Toyota Corolla or Honda Civic, sometimes even less. And while the idea of buying a used luxury car might sound intimidating, for the right buyer, it’s a golden opportunity.
Depreciation is the biggest factor here. Luxury brands load their vehicles with advanced technology, plush interiors, and powerful engines, but all of that loses value quickly. As new models roll out every few years, yesterday’s flagship sedan or executive cruiser becomes today’s budget-friendly bargain. That means you can slide behind the wheel of a car that once chauffeured CEOs and celebrities for a fraction of its original sticker price.
Of course, there are caveats. Maintenance can be higher than mainstream cars, and not every luxury vehicle ages gracefully. But if you pick wisely, you can enjoy heated leather seats, V8 engines, massaging chairs, and premium audio systems all without draining your bank account. Some models are notorious for problems, while others have proven to be surprisingly reliable even a decade later.
In this article, we’ll dive into 12 luxury cars that now cost “pennies” after 10 years. These are the hidden gems of the used market, ranging from German flagships to Japanese legends and even a few underrated American players. Whether you want something sporty, executive, or just a comfortable cruiser, there’s a bargain luxury ride out there waiting.
Here are 12 cars that deliver champagne-level luxury at soda-can prices once they cross the 10-year mark.
12 Cars That Offer Luxury for Pennies After 10 Years
Luxury cars depreciate quickly, but the smart shopper knows that’s a blessing in disguise. Ten years down the line, you can scoop up vehicles that once rivaled mansions in price tags for the cost of a modest compact car. This list highlights 12 cars that age gracefully and still deliver premium experiences, without draining your wallet.
We’ll look at familiar names like Lexus ES and Acura TLX, which are known for mixing luxury with legendary reliability. There are also European contenders like the BMW 5 Series and Mercedes-Benz E-Class, which lose massive value early but still feel like first-class machines inside. For those who like something bold, even a Jaguar XF or Cadillac CTS can make sense if you buy smart.
Each car here was chosen based on affordability, long-term reliability, parts availability, and overall luxury feel after a decade of use. Sure, no ten-year-old car is completely trouble-free, but these models have proven that they hold up better than most, and when bought at the right price, they’re unbeatable deals.
Let’s break down each of these luxury bargains, showing why they’re still worth a look and what to watch out for before you buy.
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1. Lexus ES
If there’s one car that absolutely defines affordable luxury after 10 years, it’s the Lexus ES. For decades, this model has been the go-to for people who want a quiet, comfortable, and trouble-free ride. The ES doesn’t scream for attention with sporty styling or wild performance, but it nails the fundamentals: a buttery-smooth V6 engine, whisper-quiet cabin, and enough high-end features to remind you this isn’t just a Toyota Camry in disguise.
By the 10-year mark, a Lexus ES that once carried a $40,000–$45,000 sticker price can be picked up for around $12,000–$15,000, depending on mileage and condition. That’s incredible value for a car that still feels every bit as refined as it did new. Plus, Lexus’ reputation for bulletproof reliability means you won’t be drowning in repair bills like you might with a comparable European model.
Inside, you’ll find plush leather, wood trim, and a fit-and-finish that puts many newer non-luxury cars to shame. The seats are supportive, the ride is tuned for comfort, and the sound insulation makes highway driving effortless. Sure, you won’t be carving corners like you would in a BMW 3 Series, but if you’re after stress-free luxury that just works, the ES is tough to beat.
Bottom line: The Lexus ES is the safest bet in used luxury cars. Buy one that’s been serviced, and you’ll enjoy high-class comfort for pennies compared to what it cost new.
2. Acura TLX
The Acura TLX flies under the radar, but that’s exactly why it makes such a great used luxury buy. Acura, Honda’s luxury division, has a reputation for making vehicles that combine sporty handling with long-term dependability. The TLX carries that DNA perfectly. Ten years in, you can find clean examples for around $10,000–$14,000, a fraction of their original $35,000+ MSRP.
What sets the TLX apart is its balance. It’s not just about comfort it’s got enough performance edge to keep driving interesting. With either a 4-cylinder or V6 option, plus Acura’s excellent SH-AWD system on some models, the TLX delivers a confident, planted feel on the road. Unlike some German sedans, repairs aren’t astronomical, and many components are shared with Honda, which keeps costs reasonable.
Step inside, and you’ll find a driver-focused cockpit with leather seats, premium sound, and tech that, while not cutting-edge today, still holds up surprisingly well. Acura interiors age nicely, with fewer rattles and squeaks compared to some rivals.
If you’re looking for a fun-to-drive car that won’t drain your wallet, the TLX is a smart choice. It delivers a genuine luxury feel without the high-maintenance headaches.
3. BMW 5 Series
When you think about luxury sedans, the BMW 5 Series is always near the top of the conversation. For years, it’s been the sweet spot between the smaller, sportier 3 Series and the large, executive-level 7 Series. The 5 Series blends performance and prestige in a way few rivals can. The catch? They lose value fast. A 10-year-old model that once sold for $55,000–$65,000 can now be had for $12,000–$18,000.
Why so cheap? Simple: people fear repair costs. And yes, older BMWs can get expensive if you buy a neglected one. But if you find a well-maintained 5 Series with service records, you’ll be rewarded with one of the most satisfying driving experiences out there. The steering is sharp, the engines (especially the straight-six) are smooth and powerful, and the cabin quality still feels premium a decade later.
Inside, you’ll get classic BMW luxury: firm yet supportive leather seats, intuitive driver controls, and tech that was ahead of its time. Features like adaptive suspension, premium Harman Kardon audio, and advanced safety assists were standard or optional years before other brands caught up.
Bottom line: the BMW 5 Series is a luxury steal at 10 years old. Just do your homework skip the rough examples, and you’ll enjoy German engineering for a fraction of the price.
4. Mercedes-Benz E-Class
The Mercedes-Benz E-Class is the definition of understated class. Known for its smooth ride, high-end interior, and tank-like build quality, the E-Class has long been a status symbol. Ten years later, depreciation works in your favor: a car that easily topped $60,000 new can often be bought for $14,000–$20,000 today.
What makes the E-Class stand out is its versatility. Whether you go for the sedan, coupe, or convertible, the car always delivers a sense of refinement. The ride is soft and composed, the engines (especially the V6 and V8 options) are strong, and the interior feels like a true luxury lounge with wood, leather, and chrome accents.
The downside? Maintenance isn’t cheap. Parts and repairs will cost more than a Lexus or Acura, but the trade-off is the prestige and craftsmanship of Mercedes-Benz. Many owners report that with regular servicing, these cars can comfortably cross 200,000 miles while still feeling luxurious.
In short, the E-Class is one of the most attainable true luxury sedans after a decade. If you’ve always wanted the three-pointed star on your driveway, this is one of the most affordable ways to get it.
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5. Audi A6
The Audi A6 is one of those cars that quietly sneaks into bargain territory after a decade. New, it was a $55,000–$65,000 executive sedan with sharp styling, cutting-edge tech, and that signature Audi interior design. Ten years later, you’ll often see clean examples for $12,000–$16,000 a fraction of what they cost new.
What makes the A6 such a good deal is its blend of luxury and sportiness. Quattro all-wheel drive comes standard on most models, making it an excellent choice if you live in a place with rain or snow. Engines range from solid turbo-fours to smooth V6s, all tuned for effortless cruising but with enough pep to keep things lively.
Step inside, and you’ll understand why Audi interiors are praised worldwide. The A6’s cabin feels modern even ten years later tight panel gaps, soft-touch materials, leather seats, and tech like MMI infotainment and navigation that were ahead of their time.
The one caution? Maintenance. Like BMW and Mercedes, Audi repairs aren’t cheap, and neglect can ruin the deal. But a well-maintained A6 is a sleeper luxury car deal, offering European refinement for the price of an economy sedan.
6. Jaguar XF
The Jaguar XF is the wild card on this list. It’s stylish, it’s bold, and it offers something different from the German trio. The XF was Jaguar’s answer to the BMW 5 Series and Mercedes E-Class, and while it never sold in massive numbers, it brought plenty of charm. New, it carried a $55,000–$65,000 price tag. Ten years later, you’ll see them for $9,000–$13,000. That’s a dramatic drop.
Why so cheap? Jaguar’s reputation for spotty reliability keeps used prices low. But if you can find one that’s been properly maintained, you’ll enjoy one of the best-looking sedans of its era. The XF has a distinctive design, sleek lines, a bold grille, and an interior that feels modern and elegant with its rotating gear selector and hidden air vents.
On the road, the XF strikes a nice balance between comfort and sportiness. The V6 models offer strong performance, while the ride remains refined. And because it’s not as common as BMWs or Audis, it stands out.
Yes, repairs can get pricey, but for buyers willing to roll the dice a little, the Jaguar XF delivers true luxury style for bargain prices.
7. Cadillac CTS
The Cadillac CTS was GM’s attempt to go head-to-head with the Germans, and honestly, they pulled it off pretty well. The CTS brought sharp, angular styling, a driver-focused chassis, and interiors that finally felt worthy of the luxury badge. Back when it was new, you’d pay $45,000–$55,000 depending on trim. Fast forward ten years, and you’ll often find them for $8,000–$12,000.
What makes the CTS appealing on the used market is how much car you get for the money. The base V6 engines are plenty strong, while the higher trims, even without going full CTS-V, offer real performance. Ride and handling are tuned with sportiness in mind, giving you a driving experience closer to a BMW 5 Series than a soft Lexus ES.
Inside, Cadillac stepped up its game. Leather seats, premium audio, touchscreen infotainment, and a cockpit-style dash design give the CTS a true luxury feel. Sure, some of the early infotainment systems feel dated now, but the core comfort is still there.
The downside? Resale values tanked because Cadillac doesn’t carry the same brand prestige as BMW or Mercedes. But for you, that’s the opportunity: a sporty, stylish luxury sedan for the price of a used Civic.
8. Volvo S80
The Volvo S80 is one of those overlooked gems in the luxury world. It’s not flashy, it’s not sporty, but if you want a safe, comfortable, and understated luxury sedan, it’s a solid pick. When new, the S80 carried a $48,000–$55,000 price tag. Ten years later, you’ll often see them for $7,000–$10,000, an absolute steal.
The S80’s strengths are its comfort and safety. Volvo has always been known for building secure, solid cars, and the S80 lives up to that reputation.
It comes with features like adaptive cruise control, advanced safety systems, and a ride that soaks up bumps without complaint.
Inside, the S80 has the Scandinavian design touch: clean, minimalist, and functional. Leather seats, soft plastics, and intuitive controls make it feel welcoming rather than overwhelming. It’s the kind of car you drive when you want peace of mind more than bragging rights.
On the road, the S80 isn’t a rocket, but it’s smooth and refined. The inline-six and V8 options are durable when maintained, and because demand is low, you can usually negotiate a great deal.
If you want low-key luxury without the repair headaches of a German brand, the Volvo S80 is a smart buy.
9. Infiniti M37
The Infiniti M37 is one of those luxury sedans that often slips under the radar, but it delivers way more than people give it credit for. Back when it was new, this Japanese luxury sedan cost $50,000–$55,000 depending on trim. A decade later, you can find clean examples for $9,000–$13,000. That’s pennies for a car that still feels modern.
Under the hood, the M37 packs a 3.7-liter V6 that’s both smooth and surprisingly powerful, delivering nearly 330 horsepower. It’s one of those engines known for longevity when properly maintained.
Pair that with Infiniti’s rear-wheel-drive dynamics (or optional all-wheel drive), and you get a car that balances comfort with driving fun.
Inside, the M37 feels legitimately luxurious: leather seating, wood accents, and tech like adaptive cruise control, premium Bose audio, and navigation that was ahead of its time. The cabin is roomy, comfortable, and built to last.
The best part? Reliability. Since Infiniti is Nissan’s luxury arm, parts and service costs are more reasonable than what you’ll face with a BMW or Mercedes. That makes the M37 a very low-risk way to get into luxury ownership.
If you want a luxury sedan with muscle, style, and dependability, the Infiniti M37 is a killer value after 10 years.
10. Hyundai Equus
The Hyundai Equus is the underdog of this list, but it’s hands-down one of the best-kept secrets in the used luxury car market. When it first launched, Hyundai shocked people by offering a true full-size luxury sedan at a fraction of the cost of a Mercedes S-Class. New, the Equus ran about $60,000, fully loaded. Ten years later, they’re going for $8,000–$12,000.
What makes the Equus so appealing is how much luxury you get for so little money.
Think heated and cooled seats, rear-seat reclining options, massaging functions, and a ride so soft it feels like you’re gliding. It was Hyundai’s flagship sedan, and they threw everything they had into it.
The Equus also packs a 5.0-liter V8 with smooth, effortless power. It’s not a sports car, but it was designed for comfort cruising, and it nails that mission. Inside, you’ll find premium leather, wood trim, and an overall attention to detail that surprised critics at the time.
Because Hyundai doesn’t have the same brand prestige as Lexus or Mercedes, resale values fell through the floor. But that’s great news for bargain hunters. The Equus gives you an S-Class vibe at Toyota Camry prices.
11. Lincoln MKZ
The Lincoln MKZ might not have the same glamorous reputation as the German sedans, but that’s exactly why it becomes such a bargain after ten years. Originally priced in the $38,000–$45,000 range, you can now snag one for $7,000–$10,000. That’s a serious discount for a car that offers American comfort and plenty of features.
The MKZ shares its bones with the Ford Fusion but elevates everything with Lincoln’s touch: quieter cabins, softer suspension, and higher-quality interior materials. You’ll find heated and cooled seats, premium sound systems, navigation, and even hybrid options if fuel economy matters to you.
Performance-wise, the MKZ is more about comfort than thrill. It glides smoothly, steering is light, and the ride is plush. With V6 and hybrid options available, it appeals to a wide range of drivers. The real bonus? Maintenance costs are relatively low compared to luxury imports, since it shares parts with Ford.
Sure, the badge doesn’t carry the same prestige as a BMW or Mercedes, but if you’re more concerned with what you get for the money than with name recognition, the MKZ delivers quiet, stress-free luxury at a rock-bottom price.
12. Chrysler 300C
Few cars scream bold American luxury like the Chrysler 300C. With its imposing stance, big grille, and available HEMI V8, it’s been a favorite for buyers who want presence and muscle along with comfort. Back when new, the 300C commanded around $40,000–$50,000. Ten years later, you can find them for $8,000–$12,000.
What makes the 300C so appealing is its versatility. The V6 versions are solid and comfortable, but the real fun comes with the HEMI-powered V8s, which deliver that unmistakable American muscle-car growl in a luxury sedan package.
Despite its size, the 300C drives with surprising ease, especially on the highway, where it just eats up miles.
Inside, you’ll find roomy seats, leather upholstery, available premium audio, and plenty of tech for its time. The design feels bold and distinct, not like a watered-down import. Plus, parts are plentiful and repairs tend to be far less painful than European rivals.
If you want a luxury car that blends attitude with affordability, the Chrysler 300C is hard to top. It’s brash, comfortable, and shockingly cheap after a decade.
Conclusion: Affordable Luxury Is Closer Than You Think
Luxury doesn’t always have to mean brand-new or bank-breaking. The beauty of the used market, especially with high-end cars, is that time and depreciation work in your favor. A decade ago, the cars on this list were status symbols with price tags well out of reach for most buyers. Today, those same machines can be bought for a fraction of their original cost, often for less than what you’d spend on a new economy car.
Of course, it’s not as simple as buying the cheapest one you find. Ten-year-old luxury cars require some research, patience, and a willingness to budget for maintenance. But if you choose wisely, sticking to models known for reliability like the Lexus ES, Acura TLX, or Infiniti M37, you can enjoy an upscale driving experience without bleeding cash. Even riskier bets like the Jaguar XF or Audi A6 can be worth it if you find well-cared-for examples.
The key takeaway here is that luxury doesn’t have to stay a dream. Whether you want the rock-solid dependability of a Lexus, the European prestige of a BMW or Mercedes, or the bold personality of an American sedan like the Chrysler 300C, there’s something on this list for every taste.
So if you’ve ever wanted heated leather seats, premium audio, and a smooth, quiet ride without a luxury-sized car payment, take a look at these 10-year-old bargains. They prove that luxury, comfort, and style don’t have to fade away with age they just become more affordable for the rest of us.
