Owning a car long term can be surprisingly expensive. Fuel, maintenance, repairs, insurance, and parts availability all add up over time. Many buyers focus heavily on the purchase price and overlook the true cost of ownership that appears years later.
A car that seems cheap to buy can become expensive to keep if reliability is poor or parts are difficult to source.
American cars often carry a reputation for high fuel consumption and average reliability, but that stereotype does not tell the full story. Several American models have proven to be extremely affordable to own over the long term. These vehicles benefit from simple engineering, widely available parts, and strong reliability records.
Cost efficiency is largely driven by the parts availability. Because these vehicles are sold in large numbers, replacement parts are easy to find and often inexpensive. This makes routine maintenance and unexpected repairs far more affordable compared with many imported vehicles.
Another factor that contributes to low ownership costs is mechanical simplicity. Many American cars rely on naturally aspirated engines and traditional automatic transmissions. These proven components are easier to maintain and repair, reducing long term expenses.
Many of the vehicles on this list are commonly found exceeding 200,000 miles with routine maintenance. That longevity dramatically reduces annual ownership cost because major repairs are infrequent and replacement parts remain affordable.
This list focuses on American vehicles that combine simple engineering, strong parts availability, and durable drivetrains. These are not necessarily the newest or most advanced models, but they are among the cheapest American cars and trucks to maintain over many years of ownership.
Also Read: 10 Used BMW Models Under $20,000 That Are Still Worth Owning
1. Ford Crown Victoria
The Ford Crown Victoria has become legendary for its durability and low ownership costs. Originally designed for fleet use, police departments, and taxi companies, this full size sedan was engineered to survive extreme conditions and high mileage. That rugged design makes it one of the most affordable cars to own long term.
One of the biggest reasons for its low ownership costs is the 4.6 liter V8 engine. This engine is known for its durability and simple design. With regular oil changes and basic maintenance, many examples have exceeded extremely high mileage without major internal repairs.
The engine was designed to run for long periods and withstand heavy use, which makes it ideal for long term ownership.
The traditional automatic transmission paired with the engine is also known for durability. Regular fluid changes help extend its lifespan, and many units continue operating reliably for years.
Another major advantage is the body on frame construction. This design makes repairs easier and often less expensive compared with modern unibody vehicles. Minor accidents and wear can often be repaired without major structural work.
Parts availability is excellent because the Crown Victoria was produced in large numbers for many years. Replacement parts are inexpensive and widely available, which keeps repair costs low.
Insurance costs are often affordable as well, especially for older models. Combined with strong reliability, this makes the Crown Victoria one of the cheapest cars to own long term.
2. Chevrolet Impala (2006 to 2013)
The Chevrolet Impala from 2006 to 2013 built a strong reputation for dependable and affordable transportation. This generation was designed to provide comfortable daily driving while keeping maintenance and repair costs manageable.
Its strength is the engine lineup, particularly the 3.5 liter and 3.6 liter V6 engines. These engines are known for durability and relatively simple maintenance requirements. With regular servicing, many examples reach high mileage without major issues.
The automatic transmission used in these models also proved reliable when maintained properly. Routine fluid changes play a major role in long term durability.
The Impala’s popularity contributes to its low ownership costs. Because so many were produced, parts are easy to find and inexpensive. Most repair shops are familiar with the vehicle, which keeps labor costs reasonable.
Fuel economy is respectable for a full size sedan, helping reduce long term operating expenses. Insurance costs are also typically affordable.
The combination of reliability, parts availability, and low maintenance costs makes the 2006 to 2013 Impala a very economical car to own long term.
3. Ford Fusion (2010 to 2012)
The 2010 to 2012 Ford Fusion quietly built a strong reputation as one of the most affordable midsize sedans to own long term.
While it may not attract as much attention as some competitors, this generation delivers a combination of durability, low maintenance costs, and strong parts availability that makes it a smart long term ownership choice. Many examples have accumulated high mileage while remaining dependable daily drivers.
The reasons for the Fusion’s low ownership costs is its engine lineup. The 2.5 liter four cylinder engine stands out as the most economical and durable option. This engine uses a straightforward design that avoids the complexity of turbocharging.
With regular oil changes and cooling system maintenance, it has proven capable of reaching very high mileage. The simplicity of this engine keeps repair costs manageable and makes it easy for mechanics to service.
The available V6 engine also provides a good balance of performance and durability. While fuel consumption is higher than the four cylinder version, the engine has demonstrated strong reliability when maintained properly. For buyers who want extra power without sacrificing long term affordability, it remains a solid choice.
Transmission reliability plays a major role in long term ownership costs. The automatic transmission used in this generation of the Fusion has proven durable when serviced regularly.
Fluid changes are important, but many units continue to operate smoothly for years. This helps reduce the likelihood of expensive transmission repairs later in the vehicle’s life.
Parts availability is another major advantage. The Fusion was sold in large numbers, and many components are shared with other vehicles. This makes replacement parts easy to find and relatively inexpensive. Repair shops are familiar with the vehicle, which helps keep labor costs reasonable.
Fuel economy is another factor that contributes to low ownership costs. The four cylinder engine delivers strong efficiency for a midsize sedan, reducing long term fuel expenses. Over years of daily driving, these savings become significant.
Insurance costs are typically affordable due to the Fusion’s strong safety record and mainstream status. Combined with low repair costs and dependable mechanical components, this helps keep overall ownership expenses low.
The interior may not be luxurious, but it is practical and durable. Materials hold up well to everyday use, which helps maintain the vehicle’s value over time. Many owners report that the car remains comfortable and functional even after years of driving.
The 2010 to 2012 Ford Fusion proves that a dependable midsize sedan can deliver excellent value over the long term. Its reliability, affordability, and practicality make it one of the cheapest American cars to own.
4. Buick LeSabre (2000 to 2005)
The Buick LeSabre from 2000 to 2005 has developed a reputation as one of the most dependable and affordable full size sedans ever produced by an American manufacturer.
While it may not be flashy or performance oriented, it excels at providing comfortable transportation with extremely low long term ownership costs. Many examples have reached very high mileage with proper maintenance.
The biggest reason for the LeSabre’s durability is the 3.8 liter V6 engine. This engine is widely known for its long service life and simple design.
With regular oil changes and basic maintenance, it can run reliably for hundreds of thousands of miles. The engine’s reputation for longevity is one of the strongest factors contributing to the car’s low ownership costs.
The automatic transmission paired with the engine has also proven dependable when serviced regularly. Fluid changes play a major role in extending transmission life. Many owners report smooth operation even after years of daily use.
Fuel economy is respectable for a full size sedan, which helps reduce operating costs over time. Combined with low repair expenses, this makes the LeSabre an economical choice for long term ownership.
Parts availability is excellent due to the vehicle’s popularity and shared components with other models. Replacement parts are inexpensive and widely available, making repairs affordable. Mechanics are familiar with the vehicle, which helps keep labor costs low.
Insurance costs are typically very affordable because the LeSabre is known as a safe and practical vehicle. This further reduces overall ownership expenses.
The interior focuses on comfort and durability rather than luxury. Many examples remain comfortable and functional even after years of use. This durability contributes to the car’s long term value.
The Buick LeSabre demonstrates how simple engineering and proven components can create a car that is extremely cheap to own over many years.
5. Chevrolet Malibu (2013 to 2016)
The 2013 to 2016 Chevrolet Malibu represents a generation that focused heavily on refinement, efficiency, and long term durability.
While the Malibu may not always be the first car enthusiasts discuss, it has built a strong reputation as a dependable and economical daily driver. Many owners have discovered that this sedan offers surprisingly low ownership costs over the long term.
One of the main reasons for the Malibu’s affordability is the 2.5 liter four cylinder engine. This engine uses a simple naturally aspirated design that avoids the complexity of turbochargers.
With regular oil changes and proper maintenance, the engine has proven capable of reaching high mileage without major internal repairs. Its straightforward design keeps repair costs manageable and makes it easy for mechanics to service.
The automatic transmission used in this generation has also demonstrated strong reliability when maintained properly. Routine fluid changes play an important role in extending its lifespan.
Many examples continue to operate smoothly after years of daily commuting and highway driving. This reduces the risk of expensive transmission repairs later in the vehicle’s life.
Fuel economy is another major advantage. The Malibu delivers strong efficiency for a midsize sedan, helping reduce fuel expenses over time. Over many years of ownership, the savings at the fuel pump can be significant.
Parts availability is excellent because the Malibu was produced in large numbers. Replacement parts are easy to find and relatively inexpensive. Most repair shops are familiar with the vehicle, which helps keep labor costs reasonable.
Insurance costs are typically affordable due to the car’s strong safety ratings and mainstream status. Combined with dependable mechanical components, this helps keep total ownership costs low.
The interior focuses on practicality and comfort. Materials hold up well to everyday use, which helps the vehicle remain functional and comfortable even after years of driving.
The 2013 to 2016 Malibu proves that a practical midsize sedan can deliver dependable transportation while remaining inexpensive to own long term.
6. Ford Escape (2013 to 2016)
The 2013 to 2016 Ford Escape equipped with the 2.5 liter engine stands out as one of the most economical compact SUVs to own long term.
While turbocharged versions exist, the naturally aspirated 2.5 liter engine has proven to be the most reliable and affordable choice. This version combines practicality with durability, making it a smart used vehicle option.
The 2.5 liter engine uses a simple and proven design that avoids the complexity of turbocharging. This simplicity helps reduce long term repair costs and improves reliability. With regular maintenance, many examples have reached high mileage without major engine problems.
The automatic transmission paired with this engine has also proven durable when serviced regularly. Routine fluid changes help extend transmission life and maintain smooth operation. Many owners report years of dependable driving with minimal issues.
Fuel economy is respectable for a compact SUV, helping reduce long term operating expenses. The Escape provides the practicality of an SUV while maintaining manageable fuel costs.
Parts availability is another major advantage. The Escape was produced in large numbers, which makes replacement parts easy to find and affordable. Repair shops are familiar with the vehicle, helping keep labor costs reasonable.
Insurance costs are typically affordable due to the vehicle’s safety ratings and widespread popularity. This further reduces overall ownership expenses.
The interior offers practical space and durable materials that hold up well to everyday use. Families often appreciate the versatility and comfort provided by this compact SUV.
The 2013 to 2016 Ford Escape with the 2.5 liter engine offers practicality, reliability, and low ownership costs, making it one of the most economical American vehicles to own long term.
7. Chevrolet Tahoe (2007 to 2014)
The 2007 to 2014 Chevrolet Tahoe may seem like an unlikely candidate for low long term ownership costs because it is a full size SUV with a large V8 engine. However, this generation has developed a reputation for durability, strong parts availability, and relatively affordable maintenance when compared with many modern SUVs.
For buyers who need space and capability, the Tahoe can be surprisingly economical to own over many years.
The biggest reason for the Tahoe’s long term affordability is the 5.3 liter V8 engine. This engine has been used in millions of vehicles and is widely known for its durability.
With regular oil changes and cooling system maintenance, many examples have reached extremely high mileage. The engine’s simple design helps reduce repair complexity and keeps maintenance costs manageable.
The automatic transmission paired with this engine has also proven reliable when serviced properly. Regular fluid changes play a major role in extending transmission life. Many Tahoes continue to operate smoothly after years of towing and long distance driving.
Another major advantage is the body on frame construction. This design is stronger and more durable than many modern unibody SUVs. It allows the Tahoe to handle heavy loads and rough roads without excessive structural wear. This durability helps the vehicle remain dependable for many years.
Parts availability is excellent because the Tahoe shares components with many other vehicles. Replacement parts are easy to find and relatively affordable. Mechanics are familiar with the platform, which helps keep labor costs reasonable.
Insurance costs are often lower than expected for a large SUV due to the vehicle’s strong safety record and widespread popularity. Combined with dependable mechanical components, this helps keep ownership expenses manageable.
The interior is spacious and built to handle family use. Durable materials help the vehicle age well even with heavy use.
The 2007 to 2014 Tahoe proves that a large SUV can still be economical to own when built with proven components and durable engineering.
8. Lincoln Town Car (1998 to 2011)
The Lincoln Town Car has long been known for comfort and durability, but it also deserves recognition as one of the cheapest American cars to own long term. Built on the same platform as the Crown Victoria, the Town Car benefits from proven engineering and exceptional parts availability.
The 4.6 liter V8 engine is the heart of the Town Car’s reliability. This engine is known for its longevity and simple maintenance requirements. With routine servicing, many examples have exceeded extremely high mileage. The engine was designed for durability and smooth operation, making it ideal for long term ownership.
The automatic transmission paired with this engine also has a strong reputation when serviced regularly. Fluid changes help extend its lifespan and maintain smooth shifting. Many high mileage examples continue to operate reliably.
Body on frame construction is another major advantage. This design makes repairs easier and often less expensive compared with modern unibody vehicles. Minor accidents and wear can be repaired without major structural work.
Parts availability is outstanding because the Town Car shares many components with other widely produced vehicles. Replacement parts are inexpensive and easy to find, which helps keep repair costs low.
Insurance costs are typically very affordable due to the car’s reputation as a safe and practical vehicle. Combined with strong reliability, this makes the Town Car extremely economical to own.
The interior focuses on comfort and durability. Many examples remain comfortable and functional after years of use. The Lincoln Town Car proves that luxury and affordability can coexist, offering long term reliability and low ownership costs.
9. Ford Taurus (2010 to 2017)
The 2010 to 2017 Ford Taurus is often overlooked in the used car market, yet it has quietly built a reputation as one of the most affordable American sedans to own long term.
Designed to provide comfort, safety, and dependable daily transportation, this generation of the Taurus benefits from proven mechanical components and strong parts availability. Many high mileage examples continue to serve as reliable daily drivers.
A primary factor behind its affordability is the Taurus’s low ownership costs. This engine has been widely used across many vehicles and is known for durability when maintained properly.
Routine oil changes, cooling system service, and timely spark plug replacement help ensure long service life. Many owners report reaching very high mileage without major engine repairs.
The automatic transmission paired with the 3.5 liter engine has also proven dependable when serviced regularly. Transmission fluid changes are important for long term durability, but many units continue operating smoothly after years of daily commuting and highway driving. This reduces the risk of expensive repairs later in the vehicle’s life.
Fuel economy is respectable for a large sedan, helping reduce long term operating expenses. While it may not match smaller cars, the balance between comfort and efficiency makes it practical for long distance driving and everyday use. Over years of ownership, these fuel savings contribute to overall affordability.
Parts availability is another major advantage. The Taurus was produced in large numbers and shares many components with other vehicles. Replacement parts are easy to find and relatively inexpensive. Repair shops are familiar with the platform, which helps keep labor costs reasonable.
Insurance costs are typically affordable due to the car’s strong safety ratings and mainstream appeal. This further reduces overall ownership expenses. Combined with dependable mechanical components, the Taurus offers a strong value proposition for long term ownership.
The interior focuses on comfort and durability. Materials hold up well to everyday use, which helps the vehicle remain functional and pleasant even after years of driving. Many owners appreciate the quiet ride and spacious cabin.
The 2010 to 2017 Ford Taurus proves that a comfortable and safe full size sedan can remain affordable to own over many years.
10. Chevrolet Silverado 1500 (2011 to 2016)
The Chevrolet Silverado 1500 from 2011 to 2016 may seem like an unlikely addition to a list focused on low ownership costs, but this full size pickup has earned a strong reputation for durability and affordable long term maintenance. Built to handle work and daily driving, the Silverado combines strength with proven engineering.
The 5.3 liter V8 engine is the primary reason for the truck’s durability. This engine has been used in millions of vehicles and is widely known for its long service life. With regular oil changes and cooling system maintenance, many examples have reached extremely high mileage without major internal repairs.
The automatic transmission paired with the engine has also proven reliable when serviced properly. Regular fluid changes play a key role in extending transmission life. Many owners report smooth operation even after years of towing and hauling.
Another major advantage is parts availability. Because the Silverado is one of the most popular trucks ever produced, replacement parts are easy to find and relatively inexpensive. Mechanics are familiar with the platform, which helps keep labor costs reasonable.
Insurance costs are often manageable due to the truck’s widespread popularity and strong safety reputation. Combined with dependable mechanical components, this helps keep ownership expenses under control.
The truck’s body on frame construction contributes to its durability. Designed for heavy use, the Silverado handles work duties and long distance driving with ease. This rugged construction helps the truck remain dependable for many years.
The interior is practical and built to handle daily use. Durable materials help the truck age well even with heavy workloads. The Chevrolet Silverado 1500 demonstrates that a capable pickup truck can also be surprisingly affordable to own long term.
Long term car ownership costs depend on reliability, maintenance, parts availability, fuel economy, and insurance. While many buyers assume American vehicles are expensive to run, this list shows that several models have proven to be surprisingly affordable to own for many years.
These vehicles benefit from simple engineering, durable components, and widespread parts availability, all of which help reduce long term expenses.
A major theme across these cars is the use of proven engines. The Ford 4.6 liter V8, GM 3.8 liter V6, 5.3 liter V8, and Ford 3.5 liter V6 appear repeatedly in vehicles known for longevity.
These engines were produced in large numbers and refined over many years, allowing manufacturers to improve reliability and reduce common problems. With proper maintenance, many examples reach very high mileage without major repairs.
Another important factor is mechanical simplicity. Many of these cars rely on naturally aspirated engines and traditional automatic transmissions rather than complex turbocharged or hybrid systems. This simplicity reduces the risk of expensive repairs and makes maintenance easier for mechanics.
Parts availability plays a huge role in keeping ownership costs low. Because these vehicles were sold in large numbers and share components with other models, replacement parts are easy to find and relatively inexpensive. This helps keep repair bills manageable throughout the life of the vehicle.
Insurance and fuel costs also contribute to affordability. Vehicles with strong safety records and mainstream appeal typically cost less to insure. Many models on this list also offer respectable fuel economy for their size and capability.
Overall, these American vehicles demonstrate that long term affordability often comes from proven engineering and widespread availability. With proper care and maintenance, they can provide dependable transportation without high ownership costs.
Also Read: 10 Budget Track Cars That Survive Abuse
