A first car is often a significant milestone for new drivers, serving as both a practical necessity and the beginning of countless memories. For a first car to be truly meaningful, it should be affordable, safe, and reliable—qualities that ensure it won’t leave the driver stranded when least expected. Beyond these basic needs, the ideal first car should offer something more: a sense of personality or “cool factor” that makes it enjoyable to drive. Whether it’s the thrill of owning a classic or the comfort of a dependable vehicle, the first car should ideally be one that can carry the new driver through their early years with confidence and style.
The perfect first car varies depending on the driver’s preferences, budget, and needs. From cars that are cheap to insure to those that offer the best safety ratings, there’s an ideal vehicle for every new driver. Some cars stand out for their affordability, others for their performance or safety features. It’s also important to consider long-term costs like maintenance and insurance. We’ve categorized some of the best first cars into three groups: those that are the cheapest to insure, the safest choices, and those that offer a good balance of both attributes—ensuring that every new driver can find the right vehicle for their lifestyle.
1. Toyota Corolla: $5,000-$13,000
The Toyota Corolla is a reliable and affordable compact car, making it a great first vehicle for drivers on a budget. Known for its extreme reliability, many older Corollas continue to serve as dependable daily drivers. The Corolla is fuel-efficient, with models averaging 21-40 MPG, and it boasts strong safety ratings from both the IIHS and NHTSA. The 2010-2016 models are particularly reliable, offering a balance of affordability and long-term durability. While the Corolla may not have the same enthusiast appeal as some other models, its practicality and dependability make it a top choice for new drivers.
2. Honda Fit: $6,000-$17,000
The Honda Fit is an ideal first car, thanks to its affordability, practicality, and excellent reliability. Known for its space-efficient design and fun handling, the Fit is also popular among racing enthusiasts for its performance potential. It boasts solid fuel efficiency (27-40 MPG) and good reliability, especially in the 2013-2017 models. While earlier models had some transmission issues and newer ones faced A/C unit concerns, the Fit remains a standout in terms of practicality and driving enjoyment. Its small size, combined with its agile handling, makes it a great choice for city driving or for anyone looking to get into performance driving.
3. Subaru Outback: $4,000-$13,000
The Subaru Outback is an excellent choice for new drivers, offering a combination of practicality, affordability, and safety. With models ranging from under $5,000 to newer versions that cost up to $13,000, the Outback provides a versatile option that fits various budgets. It has earned impressive safety ratings, with models from 2010 to 2012 receiving IIHS Top Safety Pick status, while the 2013-present models achieved Top Safety Pick Plus status. Additionally, its all-wheel-drive capability adds an adventurous element, giving drivers the freedom to explore more than just city streets. The Outback is one of the least expensive cars to insure, making it an ideal option for first-time drivers who want a reliable, safe, and fun vehicle.
4. Mazda Miata: $4,000-$18,000
For those seeking a more thrilling driving experience, the Mazda Miata offers an affordable option in the sports car category. Known for its nimbleness and low insurance costs, the Miata is an accessible sports car that allows new drivers to enjoy the road in style. Its affordability extends beyond the purchase price, with low maintenance costs and reliability that surpasses most other sports cars. The Miata has a forgiving nature, making it a fun car for beginners to learn driving skills without feeling overwhelmed. With a range of $4,000 to $18,000 for well-maintained models, it’s an ideal choice for drivers who want something sporty but practical.
5. Honda CR-V: $6,000-$16,000
The Honda CR-V is widely recognized for its safety and reliability, making it an excellent choice for new drivers seeking a dependable SUV. From 2015 to 2023, the CR-V consistently earned Top Safety Pick or Top Safety Pick Plus awards from the IIHS, reinforcing its strong safety credentials. It’s economical to operate, with good fuel efficiency (21-33 MPG), and offers a spacious interior, making it practical for various needs. While the CR-V doesn’t offer much in terms of “cool factor,” its excellent reliability and safety record make it a top pick for new drivers. Models from 2010-2016 provide a good balance of cost and reliability.
6. Honda Civic: $6,000-$14,000
The Honda Civic has been a staple in the compact car market for decades, known for its affordability, reliability, and low cost of ownership. For new drivers, it offers a well-rounded package, with models from 2013-2014 standing out for their balance of cost and performance. Civics are also among the cheapest cars to insure for new drivers, though the Si models are an exception. Older models from the early 2000s were more prone to theft, but modern Civics have improved security features. With a reputation for being a fuel-efficient and easy-to-maintain vehicle, the Civic is a great first car for anyone looking for a dependable ride with a bit of personality, as it has a prominent place in racing culture and pop media.
7. Honda Accord: $9,000-$22,000
The Honda Accord is a top-rated midsize sedan, consistently earning high safety ratings and reliability scores. It stands out for its fuel efficiency, especially in hybrid models (45-49 MPG), and spacious interior, making it a comfortable ride for new drivers. The Accord also has a strong performance edge, particularly with the V-6 models, which are surprisingly quick. Available at an affordable price range of $9,000-$22,000, the Accord provides great value and long-term reliability. Models from 2014-2018 are particularly notable for their excellent safety ratings and dependability. The Accord offers a more refined driving experience with the potential for a manual transmission, adding a bit of excitement for driving enthusiasts.
8. Mazda 3: $4,000-$8,000
The Mazda 3 is a sporty and stylish compact car that delivers fun driving dynamics along with good reliability and safety. Known for its “Zoom-Zoom” handling, the Mazda 3 stands out among small cars for its engaging driving experience. With fuel efficiency ranging from 20-39 MPG, it’s both fun and practical. Models from 2014-2017 received Top Safety Pick Plus status and offer excellent tech and safety features. Although not as cheap to insure as some other options, the Mazda 3 is a great option for those looking for a reliable, attractive, and fun-to-drive car. The 2011-2014 models offer good reliability, but issues with the transmission and suspension can arise in older models.
9. Toyota RAV4: $12,000-$24,000
The Toyota RAV4 is a solid choice for new drivers who prioritize practicality over thrill. This compact SUV offers ample space, excellent safety ratings, and reliability, making it a great first car for families or individuals who need more utility. While its cost is higher than the other cars listed here, the RAV4’s long-term value and dependability make it worth the investment.
It has received numerous safety accolades, including 5/5 stars from NHTSA for models from 2015-2018. The RAV4’s modern design and fuel efficiency, especially in hybrid models, make it an appealing option for those who need a dependable vehicle that can handle a variety of driving conditions. However, the RAV4’s “cool factor” may be less pronounced compared to more exciting vehicles like the Miata or Civic.