As car prices and interest rates continue to soar in 2025, finding a vehicle that’s economical over time is more crucial than ever. Beyond just the sticker price, total cost of ownership—which includes depreciation, insurance, maintenance, and fuel—can drastically affect long-term affordability.
CarEdge Research has identified ten models that strike the perfect balance between upfront affordability and long-term savings. These cars are not only easy on your wallet initially, but they also excel at retaining value and minimizing upkeep costs over five years.
1. Toyota Corolla Hatchback: The Depreciation Champion
The Toyota Corolla Hatchback leads the pack with the lowest five-year cost of ownership at $29,686. With a starting MSRP of $24,915 and a mere $5,164 in projected depreciation, it’s a financial standout. Known for its stellar fuel efficiency and rock-solid reliability, the Corolla appeals especially to city dwellers and commuters.
What sets it apart is how little value it loses over time—an increasingly rare trait in today’s market. Its combination of practicality and value makes it a top choice for cost-conscious buyers.
2. Hyundai Venue: Affordable Utility in a Stylish Package
The Hyundai Venue offers a unique blend of style and practicality in a compact crossover form. Priced from just $21,650, it’s among the few truly affordable SUVs left on the market. Over five years, owners can expect to spend approximately $31,581, with $7,460 in depreciation.
The Venue’s roomy interior, quirky design, and well-equipped trims make it a favorite for drivers who want SUV perks without the hefty costs. For first-time buyers or budget-conscious drivers, it delivers substantial long-term value.
3. Honda Civic: A Time-Tested Favorite
A staple of reliability and efficiency, the Honda Civic continues to be a smart financial choice. Starting at $25,400, it has a predicted five-year ownership cost of $33,356. With a depreciation estimate of $8,572, the Civic holds its value well, thanks in part to its superior safety features and impressive fuel economy.
Whether it’s used as a daily commuter or a student car, the Civic’s longstanding reputation for low maintenance costs and excellent longevity keeps it among the top picks for frugal drivers.
4. Kia K4: New Name, Same Great Value
Replacing the Kia Forte in 2025, the all-new Kia K4 is redefining the compact sedan space with fresh styling and more technology. It starts at $23,165, and its five-year cost of ownership is pegged at $33,392.
Notably, its depreciation is projected at $9,963—higher than some others on the list, but the K4 compensates with features and an updated design. While an electric version is coming in 2026, the current gas-powered model offers excellent affordability, making it a compelling choice right now.
5. Nissan Sentra: A Budget Hero That Deserves More Love
Often overshadowed by its rivals, the Nissan Sentra quietly delivers one of the lowest ownership costs in the compact segment. With an MSRP of $22,730 and a five-year cost of $33,425, it depreciates by about $8,828.
The Sentra may not be flashy, but it excels in the basics—comfort, fuel efficiency, and low maintenance. For budget-conscious buyers seeking a dependable and cost-effective ride, the Sentra provides exceptional value without drawing too much attention.
Also Read: Top 10 Cars With the Most Loyal Long-Term Owners
6. Subaru Impreza: All-Weather Affordability
For drivers in colder regions, the Subaru Impreza offers standard all-wheel drive—a rare feature in its price bracket. Starting at $24,780, its five-year ownership cost comes to $33,547, with depreciation estimated at $9,062.
Following the discontinuation of the Subaru Legacy, the Impreza now stands as the brand’s sole mainstream sedan. Its all-weather capabilities and reputation for durability make it an excellent long-term investment, particularly for those needing year-round versatility without compromising affordability.
7. Nissan Kicks: Affordable Crossover with a Fresh Look
The 2025 Nissan Kicks has been refreshed with bold new styling and upgraded tech, making it more appealing than ever. Priced from $23,220, it costs around $35,005 to own over five years, including $9,334 in depreciation.
As a compact crossover, it combines SUV practicality with compact car pricing. Ideal for urban drivers or young families, the Kicks remains one of the most cost-effective ways to get behind the wheel of a stylish, tech-savvy SUV without breaking the bank.
8. Toyota Corolla Sedan: Dependable Classic with Great Value
The Toyota Corolla sedan remains a household favorite for its legendary reliability and efficiency. With a base price of $23,460 and a projected five-year cost of $35,108, it depreciates modestly by $9,271.
It’s one of the safest bets for buyers prioritizing low maintenance, fuel savings, and long-term dependability. Whether it’s the first car for a student or a daily driver for a commuter, the Corolla delivers consistent performance and minimal surprises at the repair shop.
9. Nissan Versa: America’s Most Affordable New Car
As the lowest-priced new car in America at $18,337, the Nissan Versa offers unbeatable value. Despite its simple design and no-frills approach, its five-year cost of ownership sits at just $35,337.
Depreciation is also relatively low at $9,562. However, Nissan has announced the discontinuation of the Versa after the 2025 model year, making it a limited-time deal. For drivers looking for rock-bottom pricing and reliable performance, the Versa is a disappearing opportunity worth jumping on.
10. Chevrolet Trax: Big Features, Small Price
Rounding out the list is the Chevrolet Trax, reintroduced in 2024 with a stylish redesign and modern tech features. Starting at $21,895, the Trax is a compact SUV with a five-year ownership cost of $36,460, including $11,863 in depreciation.
Though slightly more expensive to own than others on the list, it offers excellent value with its spacious interior, efficiency, and SUV styling. It’s a perfect pick for those wanting more room and features without straying far from a tight budget.
Choosing the right car in 2025 means more than just negotiating a good deal at the dealership—it’s about thinking long-term. From ultra-affordable sedans to feature-rich crossovers, the top 10 vehicles listed here prove that you can find practical, dependable transportation without overspending.
Whether you value fuel efficiency, minimal depreciation, or low maintenance, these models offer some of the best financial returns on the road. In a challenging economic climate, making a smart automotive investment today could mean big savings tomorrow.
Also Read: 10 Best Vehicles for Daily Long Commutes Without Wear