Buying a used pickup truck can be a smart decision—if you choose wisely. Some trucks deliver great value by keeping maintenance and ownership costs low. These models combine dependability, modest repair needs, and strong resale value, which makes them ideal for budget-conscious buyers or retirees.
In this article, we look at five used trucks known for their low annual maintenance expenses and overall affordability across a 10-year ownership period. If you want performance without the financial headaches, these are the trucks to consider.
1. 2016 Nissan Frontier: Budget-Friendly Workhorse
The 2016 Nissan Frontier leads the pack in affordability, with the lowest annual maintenance cost of just $368. It offers simple engineering with a choice between a 2.5-liter four-cylinder or a 4.0-liter V6.
When properly equipped, it tows up to 6,500 pounds—plenty for most light-duty tasks. JD Power rated it a solid 81/100 for reliability, and it has just one recall. Priced between $12,000 to $24,000, it’s a great pick for buyers who want basic truck functionality without frequent repair costs or complications.
2. 2015 Toyota Tacoma: Reliable and Affordable
The 2015 Toyota Tacoma is a long-standing bestseller for good reason—it combines reliability, moderate power, and low running costs. With a maintenance cost of only $427 annually and just four recalls, it’s one of the most cost-effective pickups to own long-term.
The V6 version offers 6,500 lbs of towing, while the base four-cylinder is ideal for urban use. JD Power gave it an 85/100 reliability score, and its 10-year estimated maintenance cost of $6,420 is among the lowest in the segment.
3. 2013 Honda Ridgeline: Comfort at a Reasonable Cost
With an annual maintenance cost of $502, the 2013 Honda Ridgeline combines car-like ride quality with enough hauling ability for everyday needs. Though it tows less than some rivals (5,000 lbs), its smooth handling and 86/100 JD Power reliability score make it a smart, low-stress option.
Used prices range from $13,000 to $17,250, and its 10-year cost sits at $8,263. The Ridgeline appeals to those who want a functional pickup that drives like a crossover and doesn’t frequently land in the repair shop.
4. 2016 GMC Canyon: Capable Diesel Efficiency
The 2016 GMC Canyon strikes a balance between diesel towing power and decent reliability. It costs just $493 per year to maintain and offers a strong 2.8-liter Duramax turbodiesel with 369 lb-ft of torque and 7,700 lbs of towing capacity.
Though its JD Power reliability score is average at 79/100, it’s still a sensible midsize option for those needing diesel strength without full-size upkeep costs. Resale values range from $16,000 to $28,000, and its 10-year upkeep estimate is $8,778.
5. 2016 Nissan Titan XD: Diesel Muscle with Predictable Costs
Though larger than other trucks in this section, the 2016 Nissan Titan XD is surprisingly affordable to maintain, at $500 annually. Offering massive torque (555 lb-ft) from its 5.0-liter Cummins V8 diesel, it tows up to 12,300 lbs.
With only three recalls and an 84/100 JD Power score, it stands out for full-size diesel capability at midsize costs. The estimated 10-year maintenance hits $8,963—not the lowest, but a fair price for the muscle and utility it delivers. Used units range between $20,000 and $43,000.
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5 Used Trucks That Drain Savings
While many trucks offer great value, others can silently drain your savings through high maintenance costs, poor reliability, or expensive parts. Some pickups, especially full-size or luxury-oriented models, cost significantly more over time despite a seemingly attractive used price.
In this article, we identify five trucks known to be heavier on long-term ownership expenses, making them potentially costly decisions for budget-conscious buyers or retirees.
1. 2020 Ram 1500: Luxury Comes at a Price
The 2020 Ram 1500 is celebrated for its comfort and smooth ride, but these luxuries come with steeper ownership costs. Though exact maintenance data isn’t disclosed, upscale components and tech-heavy trims typically mean pricier repairs.
With used prices around $33,924, the initial cost is already high, and upkeep for advanced suspensions and infotainment systems adds up. For drivers prioritizing refinement, the Ram 1500 is great, but it may not be wallet-friendly over time, especially when out of warranty.
2. 2022 Ford F-150: Powerful but Potentially Costly
As America’s most popular pickup, the Ford F-150 is everywhere, but newer models like the 2022 edition can be expensive to maintain due to their complexity. Turbocharged EcoBoost engines, aluminum body panels, and high-tech interiors all add cost.
KBB estimates used prices between $29,081 and $37,727. Although widely available, the F-150’s parts and service costs can escalate, especially on higher trims. Buyers seeking value should consider older, simpler models or avoid overly luxurious variants to reduce expenses.
3. 2019 Toyota Tundra: Durable but Pricey
The Toyota Tundra is known for durability, but its full-size format means higher maintenance and fuel costs. The TRD Pro Crew Cab, especially, includes off-road components that increase repair expenses. JD Power reports average used prices near $40,888.
Despite Toyota’s strong reputation, the Tundra’s larger V8 engine, heavier frame, and premium features mean higher long-term costs, even though it’s less likely to break down. For value-focused buyers, midsize alternatives like the Tacoma might offer better financial returns.
4. Nissan Titan: Underrated but Expensive
The Nissan Titan offers impressive horsepower and towing capacity—especially in XD or Pro-4X trims—but its 5.6-liter V8 and 9-speed transmission mean expensive repairs if things go wrong. TopSpeed puts a 5-year-old model with upgrades at $34,858, while base versions cost less.
Despite fair performance, the Titan lags behind rivals in resale value and dealer support, which can drive up long-term costs. If you’re not planning to use its full capability often, it may be more truck than you truly need.
5. Newer Honda Ridgeline (2021+): Smooth Ride, High Cost
While early Ridgelines (like the 2013 model) were cost-effective, newer ones, especially post-2021 models, skew toward premium pricing. The 2021 Ridgeline, despite its smooth, car-like drive, starts at $37,715 and climbs past $45,000 in higher trims. Its SUV-inspired build offers comfort but lacks traditional truck ruggedness.
Though it won a Car and Driver Editor’s Choice award, repair costs for its AWD system, electronics, and exclusive parts can be steeper than expected. Ideal for comfort, but not for budget-conscious ownership.
When buying a used pickup truck, it’s not just about horsepower or looks—it’s about what you’ll pay after the purchase. Trucks like the Nissan Frontier, Toyota Tacoma, and GMC Canyon offer low-cost reliability, making them excellent for long-term use.
On the other hand, premium or full-size trucks like the Ram 1500 or Nissan Titan might suit luxury or performance seekers, but cost more to maintain. Assess your real needs, driving habits, and budget to make the smartest choice—and avoid the sting of unexpected repairs and ownership costs.
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