Cruiser motorcycles have a timeless appeal that calls to riders who value comfort, style, and character on two wheels. Born from a rich history rooted in classic American design, cruiser bikes emphasize relaxed riding positions, low seat heights, and torque that makes city riding and highway cruising satisfying.
These bikes allow riders to experience the open road at a pace that feels natural and unhurried. Whether carving through scenic byways or riding to a favorite weekend destination, cruisers provide a sense of freedom that few other motorcycle styles can match.
For riders with a budget of up to $20,000, there is a wealth of cruiser options that balance performance and personality without stretching finances too far. This price range includes bikes that offer modern engineering, reliable performance, and iconic looks that stand out in any parking lot.
From lightweight machines ideal for beginners to more powerful cruisers built for experienced riders, there is something for nearly every taste and skill level. With careful selection, a cruiser buyer can find a bike that feels personalized to their style, whether they prefer minimalist designs or bikes with more features.
This article highlights 10 cruiser motorcycles available within this budget. Each selection reflects a balance of value, performance, rider comfort, and overall appeal.
Many of the bikes listed come from reputable manufacturers with years of experience crafting machines that appeal to cruiser enthusiasts. Some models have roots in long motorcycle traditions, while others bring new ideas and fresh designs to the cruiser segment.
The following sections describe each motorcycle, offering insights into what makes them worthy of consideration. Riders will find details about engine character, ergonomics, looks, and the kind of experience they can expect.
Throughout, the focus remains on bikes that deliver satisfying rides without demanding excessive costs. Whether you are a first‑time cruiser buyer or looking to upgrade your current bike, this guide intends to help you make an informed choice that aligns with your preferences and your budget.
1. Yamaha Bolt
The Yamaha Bolt is a compact cruiser that draws attention with its stripped-down look and agile handling. Its blacked-out styling and minimalist approach give it a distinctive presence on the street, highlighting clean lines and functional design.
Powered by a dependable 942cc V-twin engine, the Bolt delivers smooth torque across city streets and highways. Its low seat height makes it accessible for shorter riders, and its light weight ensures easy maneuverability.
This cruiser thrives in urban environments where its nimble feel and responsive throttle enhance confidence. Its cornering ability is surprisingly precise for a bike of its size, and the suspension absorbs bumps without being stiff.
Although it is not the most powerful bike in its class, it offers enough performance to feel satisfying on highways. Owners often comment on how intuitive its handling feels in everyday riding scenarios.
The Bolt’s seat and footpeg geometry promote a relaxed posture that works well for short to medium rides. Riders can maintain comfort over longer stretches thanks to a smooth riding position that reduces fatigue.
Customization options are numerous because of the bike’s simple platform and classic lines, allowing personalization without major mechanical changes. Its aesthetic is particularly appealing to riders who enjoy a retro-modern fusion of simplicity and style.
Yamaha’s reputation for reliability extends to the Bolt, giving buyers confidence in their investment. Its combination of affordability, ease of maintenance, and engaging character attracts many newcomers to the cruiser world.
The bike’s compact proportions make it easy to maneuver through traffic and park in tight spaces, which is ideal for city dwellers. For riders seeking a blend of classic cruiser feel and modern reliability, this motorcycle represents one of the most practical and stylish choices under $20,000.
2. Honda Shadow Phantom
The Honda Shadow Phantom presents a blend of classic cruiser styling with modern smoothness and refinement. Its all-black finish, accented with subtle chrome touches, gives the bike a sophisticated, understated appeal.
Powered by a 745cc liquid-cooled V-twin engine, the Shadow Phantom provides linear power delivery that feels friendly at lower speeds yet capable on open roads. Its seat is well-padded, and its relaxed handlebar placement ensures a natural riding posture.
Shadow Phantom’s chassis is tuned for stability, helping it track confidently on highways and city streets alike. The suspension absorbs rough patches effectively, delivering a comfortable and controlled ride.
Braking performance is reliable, with progressive feedback that inspires confidence. The bike’s build quality reflects Honda’s dedication to precision engineering and long-term durability.
This cruiser’s size strikes a balance appealing to both newer riders and seasoned motorcyclists. It is substantial enough to feel planted without being intimidating, while its foot controls are positioned for ergonomic comfort.
Riders often note that long journeys are enjoyable due to a posture that reduces back and wrist strain. Its smooth and calm character makes it perfect for those who prefer steady cruising over aggressive acceleration.
Owners of this model appreciate its low maintenance requirements and fuel efficiency, making it an economical and practical choice. Community support, readily available parts, and aftermarket accessories enhance the ownership experience.
The Shadow Phantom doesn’t chase extreme performance, but it delivers reliable, enjoyable riding for years. For those who want a dependable cruiser with classic looks and easy handling, this bike is a strong option under $20,000.
3. Kawasaki Vulcan S
The Kawasaki Vulcan S stands out in the cruiser segment with its adaptable riding ergonomics and sporty feel. Its design balances muscular presence with flowing, modern lines, giving it a contemporary yet approachable look.
Powered by a 649cc parallel-twin engine, the Vulcan S produces strong low-end torque that feels responsive in city and highway conditions. Its lightweight frame enhances agility while maintaining stability on straight stretches of road.
This cruiser’s adjustable ergos, including movable footpegs and handlebars, allow riders to tailor the position to their body type and riding style. Whether commuting or going on longer rides, these adjustments reduce fatigue and promote comfort.
Handling is nimble compared to traditional cruisers, offering a playful and responsive feel through corners. Braking is precise and paired with traction control, adding a layer of safety for inexperienced and experienced riders alike.
The bike’s engineering makes it friendly for new riders yet engaging for those seeking precise control. Its weight distribution encourages confident cornering and low-speed maneuvering.
The Vulcan S combines cruiser relaxation with sporty dynamics, allowing riders to enjoy spirited rides without sacrificing comfort. Its design accommodates a variety of riding styles, from casual weekend cruising to daily commuting.
Maintenance remains straightforward, backed by Kawasaki’s reputation for reliable motorcycles. Fuel economy is respectable, reducing long-term ownership costs.
Customization options are plentiful, letting owners personalize the bike’s appearance and performance. For riders who want a versatile cruiser with modern engineering and approachable handling, the Vulcan S offers exceptional value under $20,000.
4. Indian Scout Sixty
The Indian Scout Sixty captures the essence of a storied cruiser lineage while remaining accessible to a wide range of riders. Its liquid-cooled 999cc V-twin engine provides smooth power delivery and ample torque for city and highway riding.
The bike’s aesthetic balances heritage and modernity, with flowing lines, a sculpted fuel tank, and subtle chrome accents. Its ergonomics favor long rides, with a low seat height and relaxed foot controls promoting comfort.
Riders often praise the Scout Sixty’s chassis, which offers a balanced feel during acceleration and cornering. The suspension is tuned for comfort and control, softening road imperfections while maintaining precise handling.
Its wide handlebars allow confident steering without strain, and long-distance rides remain enjoyable thanks to well-positioned seating. The bike’s combination of power and composure makes it versatile for riders of varying experience levels.
Despite its 500-pound weight, the Scout Sixty remains approachable for new and shorter riders. Its seat height and frame geometry allow feet to reach the ground comfortably, increasing confidence at stops.
Brakes offer predictable stopping power, and the liquid-cooled engine ensures consistent performance even in warm weather. Riders find its torque delivery intuitive, providing smooth acceleration in a variety of riding situations.
Indian’s reputation and heritage enhance the bike’s appeal, providing owners with a sense of pride and connection to motorcycle culture. Aftermarket parts and accessories allow customization of the bike’s performance and look.
The Scout Sixty delivers a satisfying blend of classic cruiser appeal, modern engineering, and everyday usability. Within the under-$20,000 price range, it offers a unique combination of style, comfort, and dependable performance.
5. Suzuki Boulevard M50
The Suzuki Boulevard M50 combines bold cruiser styling with a comfortable riding package, appealing to a broad range of motorcyclists. Its 805cc V-twin engine delivers smooth, linear torque that feels eager off the line yet controlled on highways.
The bike’s sculpted tank, sweeping fenders, and matte finishes create a strong visual presence, while its low seat height and well-positioned footpegs promote comfort. Riders often enjoy the M50’s unmistakable exhaust note, which adds character without being intrusive.
The M50 handles with surprising agility for its class, making corners enjoyable and manageable for riders of different skill levels. Its suspension smooths out bumps while maintaining control and stability, contributing to a satisfying riding experience.
Brakes perform reliably, providing confidence during city stops and high-speed deceleration. The ergonomic design ensures a natural, upright posture that reduces strain on wrists, shoulders, and back.
This cruiser’s build quality reflects Suzuki’s expertise, combining durability with low-maintenance engineering. Owners appreciate its long-term reliability, and the bike’s straightforward mechanics simplify routine care.
Customization is popular, with aftermarket options available for performance, comfort, and style enhancements. The M50 suits both casual riders and enthusiasts who enjoy weekend adventures or daily commuting.
Affordably priced within the under-$20,000 bracket, the M50 offers a balance of aesthetic appeal, ride comfort, and dependable performance.
Its combination of classic cruiser styling and modern engineering creates a satisfying experience for a wide audience. Riders seeking a reliable, attractive, and fun-to-ride cruiser will find the Boulevard M50 an excellent choice for both new and experienced motorcyclists.
6. Honda Rebel 1100
The Honda Rebel 1100 expands the Rebel lineage with a larger engine while maintaining its approachable cruiser nature. Its 1084cc parallel-twin engine produces strong torque and smooth power delivery, making both city streets and highways enjoyable.
The minimalist yet muscular design conveys confidence, featuring clean lines, blacked-out finishes, and subtle chrome accents. Ergonomically, the seat and footpeg positions create a relaxed posture that minimizes fatigue during longer rides.
This cruiser is surprisingly agile for its size, encouraging riders to explore a variety of roads with confidence. Its lightweight chassis and low center of gravity enhance stability at low speeds and cornering precision at higher speeds.
The suspension absorbs road imperfections without harshness, giving riders a composed and comfortable ride. Brakes are effective and complemented with modern rider aids like ABS, adding confidence to daily commutes or spirited rides.
The Rebel 1100 balances performance with everyday usability, allowing riders to enjoy spirited acceleration or casual cruising. Its frame and engine design make it approachable for new riders while providing experienced motorcyclists with engaging handling.
Customization potential is high, with many aftermarket parts available to adjust ergonomics, style, and comfort. The bike feels personal and adaptable, suited to riders who want a tailored experience.
For those looking for bigger displacement without losing cruiser comfort, the Rebel 1100 delivers excellent value under $20,000. Its broad torque curve ensures smooth highway merging and effortless city riding. With Honda’s reliable build quality, low maintenance requirements, and rider-friendly ergonomics, this bike combines power, comfort, and versatility into a compelling package.
7. Yamaha V Star 650
The Yamaha V Star 650 has long been celebrated for its classic cruiser appeal and approachable handling. Its 649cc V-twin engine produces smooth, manageable torque, making it ideal for both urban and highway riding.
The design combines traditional cruiser styling with functional simplicity, offering a low seat height and a wide, comfortable seat. Riders often find the balance between weight and agility makes it an easy bike to control, even at lower speeds.
The bike’s suspension is tuned to absorb minor bumps and uneven pavement while maintaining a stable ride. Braking performance is reliable, with consistent feedback that enhances rider confidence in varying traffic conditions.
Footpegs and handlebars are positioned to promote a natural, relaxed posture, ensuring long rides remain comfortable. Its overall ergonomics and light weight make it particularly appealing to newer or shorter riders.
Simplicity is a hallmark of the V Star 650, which keeps maintenance straightforward and predictable. Yamaha’s engineering ensures durability, with many owners reporting years of trouble-free use.
The platform encourages customization, and aftermarket parts allow personalization for comfort, style, or performance. The aesthetic of the V Star 650 combines timeless cruiser lines with approachable functionality.
Priced comfortably under $20,000, this cruiser represents excellent value for riders seeking a classic riding experience. Its smooth engine, manageable weight, and rider-friendly ergonomics make it ideal for beginners while still offering enjoyable performance for more experienced motorcyclists. The V Star 650 remains a reliable, functional, and stylish choice for those entering the cruiser segment.
8. Kawasaki Vulcan 900
The Kawasaki Vulcan 900 blends traditional cruiser design with approachable performance. Its 903cc V-twin engine delivers dependable torque, providing effortless acceleration around town and on highways.
The bike’s sweeping fenders, muscular lines, and chrome highlights give it a substantial, classic presence. A low seat height and wide, well-padded seat create a relaxed and comfortable riding posture suitable for long journeys.
Handling is steady and predictable, which encourages confidence in both urban and highway environments. The suspension absorbs bumps with ease while maintaining composure, keeping the rider comfortable over uneven roads.
Braking is reliable, providing predictable stopping power in a range of scenarios. Ergonomics are designed for relaxed cruising, reducing fatigue on longer rides without sacrificing control.
The Vulcan 900 reflects Kawasaki’s long experience in producing reliable motorcycles. Owners often highlight its durability and low-cost maintenance as strong advantages. The bike’s simple platform allows for customization, with aftermarket accessories available for both style and performance enhancements. Its classic cruiser aesthetic continues to attract riders seeking tradition combined with reliability.
Within the sub-$20,000 range, this motorcycle offers a well-rounded cruiser experience. It appeals to riders who value traditional design, solid performance, and a relaxed ride.
Whether used for commuting, weekend excursions, or longer trips, the Vulcan 900 delivers stability, comfort, and a timeless appearance. Its combination of classic looks and dependable engineering makes it a smart investment for riders entering the cruiser market.
9. Suzuki Boulevard C50
The Suzuki Boulevard C50 emphasizes traditional cruiser styling paired with reliable performance. Its 805cc V-twin engine delivers smooth torque that makes low-speed handling easy and highway acceleration satisfying.
The classic cruiser silhouette, complete with sweeping fenders and chrome accents, appeals to riders who appreciate vintage aesthetics. Ergonomics are comfortable, with a low seat height and relaxed foot controls designed to minimize fatigue on extended rides.
This cruiser’s suspension is tuned to absorb bumps and provide a cushioned, stable ride. Its braking system offers reliable stopping power with predictable feedback, enhancing rider confidence in varied conditions.
Footpegs and handlebars are arranged to support a natural posture, making long rides less tiring. The bike’s weight is balanced to provide stability while remaining manageable for riders of different skill levels.
Long-term owners praise the Boulevard C50’s reliability and ease of maintenance, making it a practical choice for everyday riding. Parts availability and aftermarket customization options allow riders to personalize the bike’s appearance and performance. Its classic design elements, combined with functional ergonomics, create a motorcycle that is both timeless and enjoyable.
Within the under-$20,000 range, the C50 offers a balance of traditional styling, comfort, and dependable performance. It is approachable for new riders yet satisfying for experienced motorcyclists.
Whether cruising through city streets or heading out on longer routes, this cruiser delivers a consistent, comfortable, and enjoyable riding experience. Its combination of classic looks and practicality makes it a top choice in this price segment.
10. Honda Shadow Aero
The Honda Shadow Aero combines elegant cruiser styling with solid performance and comfortable ergonomics. Its 745cc liquid-cooled V-twin engine provides smooth, predictable power suitable for city and highway riding.
The bike features sweeping fenders, tasteful chrome accents, and classic proportions, creating a refined and commanding road presence. Its ergonomics prioritize comfort, with a low seat, relaxed handlebars, and well-positioned foot controls.
Handling is balanced and predictable, giving riders confidence in varied road conditions. Suspension absorbs road irregularities without transferring excessive jolts to the rider, enhancing comfort on longer rides.
Braking is effective and intuitive, ensuring control during sudden stops. Footpeg and handlebar placement support a natural posture that reduces strain, making it suitable for extended cruising sessions.
The Shadow Aero reflects Honda’s engineering and attention to detail, providing reliable and low-maintenance performance. Many owners personalize their bikes with aftermarket accessories for style, comfort, and functional enhancements. Its classic cruiser appearance, combined with modern reliability, ensures it remains appealing to a wide range of riders.
Within the sub-$20,000 range, the Shadow Aero delivers a harmonious mix of comfort, style, and dependable performance. Its smooth ride, approachable handling, and timeless looks make it suitable for newcomers and seasoned riders alike. For those seeking a cruiser that balances aesthetic appeal with practical usability, the Shadow Aero is a dependable and stylish choice.
