Some cars just seem to disappear from driveways more often than others, and the numbers back up that suspicion in a big way. Insurance data from the Highway Loss Data Institute paints a strikingly clear picture of which vehicles thieves target most aggressively, and the financial consequences that follow.
One muscle car tops the list with a theft claim frequency nearly 39 times higher than the average passenger vehicle, a figure that’s hard to ignore if you’re shopping for one of these models. Whether you already own one of these vehicles or you’re considering a purchase, understanding this data could save you real money on insurance premiums and help you make smarter security decisions.
1. Chevrolet Camaro ZL1 2dr (2022-2024 Models)
Chevrolet’s Camaro ZL1 ranks as the most frequently stolen vehicle in HLDI’s theft records, posting a relative claim frequency of 3,949. Put simply, that figure means the ZL1 is stolen at nearly 39 times the rate recorded for passenger vehicles as a group.
The figure is striking, showing just how much attention this powerful coupe receives from criminals. Several factors help explain why the ZL1 attracts thieves. As Chevrolet’s high-performance Camaro, it combines strong horsepower with a reputation that makes it desirable among buyers and collectors.
Thieves may target the entire vehicle, valuable parts, or components that can be sold through illegal channels. Its performance credentials also make it attractive to people willing to pay for stolen vehicles or parts. Insurance data adds another concern for owners. HLDI lists the ZL1 with a relative claim severity of 146.
When that figure is paired with its theft frequency, the model records relative theft losses of 5,763, the highest result in the HLDI table. Such figures can affect insurance costs because companies consider theft risk when setting premiums.
Owners may therefore face higher rates than drivers of less frequently stolen vehicles. Anyone who owns this Camaro should take extra precautions. Parking in secure areas, using a steering wheel lock, and considering a monitored security system can make the vehicle harder to steal.
These steps may not remove the risk, but they can provide an added layer of protection for a car that attracts far more attention from thieves than most vehicles.
2. Acura TLX 4dr 4WD (2022-2024 Models)
Luxury sport sedans carry a certain appeal that extends well beyond their original buyers, and the Acura TLX 4dr 4WD demonstrates that reality through some genuinely concerning theft numbers.
HLDI recorded a relative theft claim frequency of 2,138 for this model, translating to more than 21 times the rate seen across the average passenger vehicle on American roads. What’s driving this kind of demand? Several factors likely combine here.
The TLX offers a compelling mix of performance, luxury styling, and available all-wheel drive, features that make it attractive not just to legitimate buyers but also to thieves looking for vehicles with strong resale value or parts worth stripping and selling separately.
All-wheel-drive components in particular can carry decent resale value on the used-parts market, adding another layer of incentive beyond simply stealing the vehicle itself. Financially speaking, this model’s relative claim severity came in at 92, a figure that, when combined with its elevated theft frequency, produced relative theft losses of 1,973.
That places the TLX firmly among the more costly vehicles on this list purely from an insurance-claims perspective, even though its severity number alone doesn’t rank as dramatically high as some other entries.
Owners of this particular Acura trim should treat these numbers as a genuine call to action. Comprehensive coverage becomes especially important here, and physical deterrents like visible steering wheel locks can meaningfully reduce the chances of becoming another statistic in next year’s data.
3. Chevrolet Camaro 2dr (2022-2024 Models)
The Chevrolet Camaro remains a popular target for thieves even without the powerful ZL1 badge. According to HLDI records, the regular two door Camaro posted a relative theft claim frequency of 1,287.
That means it was stolen at about 13 times the rate recorded for passenger vehicles as a group. For a standard model, that is a surprisingly high figure. The reason goes beyond engine power or expensive trim levels.
The Camaro name has strong recognition, and thieves may see value in the car itself or in parts that can be removed and sold. Wheels, engines, body panels, and other components can attract buyers in illegal markets. This means even less expensive Camaro versions can face serious theft risks in different parts of the country.
Insurance figures also show why owners should take the risk seriously. HLDI gave the Camaro a relative claim severity of 87. When combined with its theft frequency, the model reached relative theft losses of 1,117. Although some vehicles record higher numbers, this result still places the Camaro well above many other cars sold in America.
Anyone thinking about buying a Camaro should consider these figures before making a decision. A higher theft rate can affect insurance costs, adding to the expense of owning the car. Taking simple precautions can also make sense.
Parking in secure locations, using additional steering protection, and installing a reliable security system may reduce the chances of theft. For Camaro owners, protecting the car should be treated as part of responsible ownership.
4. GMC Sierra 2500 Crew Cab 4WD (2022-2024 Models)
The GMC Sierra 2500 Crew Cab 4WD shows that vehicle theft is not limited to sports cars or expensive sedans. HLDI recorded a relative theft claim frequency of 1,023 for this heavy-duty pickup, meaning it was stolen at more than ten times the rate recorded for passenger vehicles.
For a truck mainly built for work, that figure is surprisingly high. Thieves can have several reasons for targeting a truck like the Sierra 2500. Heavy-duty pickups often come with valuable equipment, towing parts, and powerful engines that can attract buyers in illegal resale markets.
Some stolen trucks may also be used to move stolen property because their size and towing ability make them useful for carrying heavy loads. Trucks parked overnight in rural or less monitored areas can also face greater exposure to theft.
The financial risk adds another concern for owners. HLDI gave this model a relative claim severity of 144. When combined with its theft frequency, the Sierra 2500 recorded relative theft losses of 1,472.
That figure shows that owners can face costly claims when these trucks are stolen, especially when the vehicle is needed for work. People who depend on a Sierra 2500 should take security measures. A tracking device can help locate the truck if it is stolen, while secure parking can reduce the chance of an attempted theft.
Comprehensive insurance is also worth considering, especially for owners who use the pickup for business. These precautions can help protect both the vehicle and the money invested in it.
5. Acura TLX 4dr 2WD (2022-2024 Models)
Choosing the two-wheel-drive Acura TLX does reduce its theft risk, but the difference is smaller than many drivers might expect. The model posted a relative theft claim frequency of 805, which means claims occurred at more than eight times the rate recorded for the average passenger vehicle.
That puts the 2WD TLX well above most vehicles on American roads. Looking at TLX versions shows how the drivetrain can affect theft rates. The all-wheel-drive model has more mechanical components that may hold value for parts buyers, which could help explain its higher theft frequency.
Still, the TLX badge remains a strong attraction for thieves, with its styling, reputation, and demand also likely affecting its appeal. From an insurance perspective, the 2WD model recorded a relative claim severity of 75.
Its relative theft losses measured 601, showing that stolen vehicles can create considerable costs for both insurers and owners. For buyers deciding between the 2WD and all-wheel-drive TLX, theft risk deserves attention along with purchase price, fuel use, performance, and driving needs.
Neither version should be treated as a low-risk vehicle. Owners can reduce potential losses by using secure parking, keeping keys protected, and maintaining adequate comprehensive insurance coverage. These precautions may help make ownership less costly if the vehicle is targeted.
6. GMC Sierra 3500 Crew Cab 4WD (2022-2024 Models)
Bigger doesn’t always mean safer from a theft perspective, and the GMC Sierra 3500 Crew Cab 4WD proves that point clearly through HLDI’s data. This heavy-duty truck recorded a relative theft claim frequency of 742, more than seven times the rate seen across the average passenger vehicle nationwide.
The GMC Sierra 3500 is the largest and most capable model in the lineup, making it a popular choice among contractors, farmers, and drivers who need substantial towing and payload capacity. Unfortunately, the qualities that make this truck valuable to hardworking owners can also make it an attractive target for thieves.
A truck this powerful can haul heavier stolen equipment, tow trailers loaded with illegally obtained goods, or simply command strong resale value among buyers willing to purchase a stolen vehicle without asking too many questions about its origin.
Financial figures here paint a similarly serious picture. This model’s relative claim severity reached 153, one of the higher severity figures recorded across this entire list, producing relative theft losses of 1,138 once combined with its frequency data.
That severity number specifically suggests that when a Sierra 3500 does get stolen, the resulting financial loss tends to run higher than average, whether due to the truck’s inherent value or costs associated with recovering and repairing it.
Owners relying on this truck for business purposes should treat these numbers seriously. Given both the elevated frequency and above-average severity, investing in tracking technology and secure overnight parking represents a genuinely worthwhile expense rather than an unnecessary precaution.
7. Chevrolet Silverado 3500 Crew Cab 4WD (2022-2024 Models)
Chevrolet’s Silverado 3500 has also recorded a high theft rate, putting it in the same group as other heavy-duty pickups with increased attention from thieves. HLDI recorded a relative theft claim frequency of 662 for the 2022 through 2024 model years.
That means this truck was stolen at more than six times the rate recorded for the average passenger vehicle. One reason may be its close relationship with the GMC Sierra 3500.
Both trucks use much of the same General Motors engineering, including similar mechanical parts, capabilities, and heavy-duty equipment. Since they are built for similar jobs and appeal to many of the same buyers, it is not surprising that their theft figures show a similar pattern.
The money involved in theft claims is also worth considering. HLDI gave the Silverado 3500 a relative claim severity of 143. When that number is combined with its theft frequency, the truck recorded relative theft losses of 949.
Although the figure is lower than the result reported for the Sierra 3500, it still places the Silverado at a higher financial risk than many passenger vehicles. Owners should not assume that a large work truck is safe simply because it is built for tough jobs.
Its strong engine, useful equipment, and high value can make it attractive to thieves. Using secure parking, installing a tracking device, and considering extra security equipment can provide better protection.
Buyers should also check insurance costs before purchasing one, especially if the truck will be used for work. Taking these precautions can help protect the vehicle and reduce possible financial losses.
8. Dodge Durango 4dr 4WD (2022-2024 Models)
The Dodge Durango may look like an ordinary family SUV, but its theft figures tell a different story. HLDI recorded a relative theft claim frequency of 592 for the four-door 4WD model. That means it was stolen at nearly six times the rate recorded for the average passenger vehicle.
For a three-row SUV designed for family use, that is a figure worth taking seriously. One possible reason is the Durango’s performance options. Some versions come with powerful engines that give the SUV impressive speed while keeping its practical appearance.
That combination can appeal to thieves because the vehicle can blend into regular traffic while still offering strong value. Its parts may also attract buyers in illegal resale markets. The financial figures provide another reason for owners to pay attention.
HLDI recorded a relative claim severity of 90 for the Durango. Combined with its theft frequency, that resulted in relative theft losses of 535. Although this is lower than the figures reported for several other vehicles on the list, it still shows more theft exposure than many family SUVs.
Families interested in buying a Durango do not necessarily need to remove it from their choices because of these figures. However, theft risk should be part of the ownership cost. Comprehensive insurance can provide financial protection, while simple habits can make the SUV harder to target.
Parking in a secure garage or a well-lit location, using additional security equipment, and considering a tracking device are sensible steps. These measures can help families enjoy the Durango’s space and practicality while taking its theft risk seriously.
9. Land Rover Range Rover 4dr 4WD (New, 2022-2024 Models)
Luxury cars come with their own risks, and the redesigned Range Rover is a good example. Its theft figures show just how expensive losing such a vehicle can be. The model has a relative theft claim frequency of 540, which is more than five times higher than the average passenger vehicle.
That is already a serious concern, but the bigger issue is the amount insurers may have to pay when a theft happens. The Range Rover recorded a relative claim severity of 287, the highest among the ten vehicles on this list.
This means theft claims involving the SUV tend to cost much more than those involving cheaper vehicles. Its expensive technology, premium materials, and complex mechanical and electronic parts can make repairs or replacements very costly.
When the theft frequency and claim severity are combined, the Range Rover reaches relative total theft losses of 1,549. This shows that the SUV is not only stolen frequently but can also create major financial losses when it is taken.
For Range Rover owners, these figures are worth taking seriously. Using a reliable security system, installing a tracking device, and parking in a secure garage can help reduce the risk of theft and the financial problems that may follow.
10. Ram 1500 Crew Cab Short-Wheelbase 4WD (2022-2024 Models)
The Ram 1500 Crew Cab Short-Wheelbase 4WD ends this list with a relative theft claim frequency of 524, which is more than five times the rate recorded for the average passenger vehicle. The figures show a common problem affecting full-size pickup trucks, which are often targeted by thieves.
One major reason is the large number of Ram 1500 trucks on the roads. With millions of them in use, thieves have plenty of opportunities. There is strong demand for replacement parts, making stolen components easier to sell. Items such as tailgates, infotainment systems, engines, and transmissions can attract buyers.
The financial loss can be huge. The Ram 1500 recorded a relative claim severity of 159. When combined with its theft frequency, the relative theft loss reached 831. This suggests that theft claims can become expensive because of the truck’s value and the high cost of replacing some parts.
Owners should take security measures seriously. A steering wheel lock can provide an extra barrier, while a GPS tracker may help locate the truck if it is stolen. Parking in a secure, well-lit place can also reduce the risk.
These steps cannot guarantee protection, but they can make the truck harder to target.
