9 Hyundai and Kia Models State Farm and Progressive Stopped Writing

Kia Telluride and Hyundai Palisade parked together on rugged terrain

The theft crisis involving older Hyundai and Kia vehicles created an unusual problem for American drivers. Some cars became harder to insure not because of mechanical problems, but because insurers considered them especially vulnerable to…

10 Cars With the Lowest Collision Claim Frequency

Black Ford Mustang Shelby GT500 parked at Las Vegas Motor Speedway

Insurance claim data can reveal a side of vehicle ownership that horsepower figures and crash-test ratings cannot. HLDI’s collision-loss data tracks how frequently insured vehicles generate collision claims, allowing different vehicle series to be compared…

12 Cars That Can Be Vulnerable to Total Loss From Minor Damage

A Nissan Altima is cruising on a high speeds on a dry muddy road on a cloudy day

A car does not always need major crash damage to be declared a total loss in the United States. Modern bumpers, sensors, cameras, headlights, electronics, structural components, and calibration requirements can make seemingly small accidents…